Ajo · Esusu · Susu ·
Collaborative savingFor everyone.
Same group savings with early warning before payment miss.
No spam. We'll email you when early access opens.

Ajo · Esusu · Susu ·
Same group savings with early warning before payment miss.
No spam. We'll email you when early access opens.

Media coverage includes Business News Northeast (https://www.businessnewsnortheast.co.uk/circe-save-digitises-savings-systems-to-help-communities/), Bdaily (https://bdaily.co.uk/articles/2026/07/21/tech-entrepreneur-launches-group-savings-app), Facebook, X.
Members still contribute and take turns receiving the pot exactly as they always have. We digitise the process and flag default risk early, so one miss doesn't undo months of trust.
AI flags when a member might struggle, often weeks ahead, so the circle can help before a payment is missed.
Amara O.
Tunde A.
Sarah M.
Tunde may struggle — flagged 12 days early
Support him now, before a miss puts the whole circle at risk.
Run ajo or esusu from the UK or abroad. Everyone sees the same pot, the same turns, the same picture.
Get a nudge when patterns shift while there's still room to support someone not after the pot is already at risk.
£250 from Sarah M.
Just nowA member may struggle next round
5 min agoContribution due tomorrow
1 hour agoFunds stay segregated. Disputes have a clear path. Built for circles that handle real money and real trust.
AI flags when a member might struggle, often weeks ahead, so the circle can help before a payment is missed.
Amara O.
Tunde A.
Sarah M.
Tunde may struggle — flagged 12 days early
Support him now, before a miss puts the whole circle at risk.
Run ajo or esusu from the UK or abroad. Everyone sees the same pot, the same turns, the same picture.
Get a nudge when patterns shift while there's still room to support someone not after the pot is already at risk.
£250 from Sarah M.
Just nowA member may struggle next round
5 min agoContribution due tomorrow
1 hour agoFunds stay segregated. Disputes have a clear path. Built for circles that handle real money and real trust.
Why circles break, how we help, and what stays the same.
One missed payment can collapse the entire circle — months of contributions, trust, and progress gone. Millions of families still save this way (ajo, esusu, susu, merry-go-round), and that fragility is still the biggest threat every cycle.
We use Open Banking signals — spending patterns, income stability, transaction history — to flag rising default risk early, often weeks ahead. Your circle gets time to support the member before a miss becomes a crisis.
Yes. Members still contribute and take turns receiving the pot — exactly as they always have. We digitise the process and add early warnings, so the tradition stays intact and the circle is harder to break.
A warning isn't a verdict. It's an early chance to help — rearrange, support, or adjust — while there's still room to act, not after the pot is already at risk.
CircleSave Ltd is a UK company. Funds are held in segregated accounts with banking partners. We're building toward FCA-ready compliance; we're not a bank ourselves.
No. These circles have helped families save for generations. We honour that practice and wrap protection around it — so communities can keep growing without the fear of collapse.
Traditional group savings — digitised, with early warning when default risk threatens the pot. Join the waitlist and protect what your community has built.